Are You Concerned About Your Retirement Portfolio?
Perhaps you are a business owner or high-level professional, retired or within 10 years of retirement, with investable assets of $250,000+. You may be currently working with a stock broker, traditional mutual fund and insurance advisor, or other financial salesperson. You might not be 100% comfortable with the way your investment assets have been managed, whether it be the volatility of the stock market, or the high fees that seem to be getting someone else rich. Dave can provide a second opinion that is quite different from what you are used to.
It’s NOT All About High Returns
If you are like most investors, you have been told over and over by the financial system, that higher returns equal more money, which provides a more secure retirement. If you earn 8%, that is better than 7%, which is better than 6%, they tell you. If you have ever been told that, you have been sorely misled, and it is quite possible that the individual providing the advice did not understand the math behind true retirement security.
Controlling Volatility and Consistency of Returns are Just as Important
This is the vital element of your retirement plan that seems to be ignored by the financial system. If you earn 8% annually, but suffer through the highs and lows of the stock market, you may actually end up with less money than a consistent 6 or 7% annual return. The 8% return can result in retirement failure, while a lower but more consistent return can result in retirement success. Dave will design an investment and retirement plan for you that considers not only return but portfolio volatility, allowing you to compound dollars properly without taking on the high risk associated with most traditional stock and bond portfolios. This way you can ensure the freedom to enjoy life, have a great retirement, while making excellent financial decisions.
A Financial Plan with No Commitment or Obligation
Dave will be happy to custom-design a comprehensive Financial Blueprint for you which includes:
- Retirement Income Analysis
- Stress-Test of Current Portfolio Against your Retirement Income Needs
- Stress-Test of Various Portfolio Scenarios (using combinations of guaranteed investments, public stocks and bonds, private investments, real assets, alternative strategies to arrive at the appropriate mix for your comfort level and goals)
- Rate of Return Analysis
- Establishing Your Appropriate Portfolio Benchmark (which is not the TSX or a bond index)
- Establishing a Portfolio which Maximizes Return While Reducing Risk
- Fee Analysis and Commentary (ensuring all fees paid are justified with value)
- No bias toward any specific financial product or asset classes
$999 + tax
Is There Any Obligation to Purchase a Financial Product?
None. The financial plan will incorporate a number of options, such as public stocks and bonds, guaranteed investments, private equity, absolute return strategies, ETFs. Do-It-Yourself solutions will also be discussed.
None. All aspects of the financial plan will be delivered in an unbiased manner.
Convenient Online Process
Investing Beyond makes it easy to have a custom Financial Blueprint without ever having to leave the comfort of your home. All information is entered electronically, gathered securely through Google servers, and Dave will discuss the plan personally with you via GoToMeeting webinar format.
In Your Service,
Full Disclosure: Dave Wiitala is a licensed Private Wealth Advisor with Raintree Financial Solutions, an exempt market dealer. Dave is licensed to provide Exempt Market Products (including private equity and real assets), Separately Managed Accounts and ETF products, and other alternative strategies (such as Absolute Return) in BC, Alberta, Saskatchewan, Manitoba, and Ontario. Dave currently assists investors in all of those provinces.